Your Finance Options | New Town Toyota

Finance Your Toyota, Your Way

At New Town Toyota, we think finance should be straightforward, not something that gives you a headache. Whether you're buying your first car, need something bigger for the family, or your work offers novated leasing, we're here to help you figure it out.

We'll explain everything in a way that actually makes sense, give you honest advice about what works for your situation, and help you find something that fits your life and your wallet. No pushy sales tactics - just genuine support from people who've been looking after Perth families for over 30 years.

Finance Your Toyota, Your Way

Toyota Access – Finance with Flexibility

Toyota Access gives you the confidence of a Guaranteed Future Value. Choose your deposit, loan term, and kilometres, and enjoy flexible options at the end — trade, keep, or return your Toyota. It’s ideal for people who like to keep their options open.

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Toyota Car Loan – Straightforward, Fixed Repayments

Prefer to own your car outright at the end? A Toyota Car Loan offers fixed monthly repayments, flexible loan terms, and no surprises. It’s a simple, traditional loan with trusted support along the way.

Novated Leasing – Through Your Employer

A popular choice for government and corporate employees. With novated leasing, your car payments (and running costs) come out of your pre-tax salary. We’ll work directly with your employer and leasing provider to make it smooth and stress-free.

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Full-Service Lease – One Simple Monthly Payment

A full-service lease bundles everything into one predictable monthly cost — finance, registration, servicing, tyres, insurance, and more. It’s ideal for people who want convenience and no surprise bills.

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Business and ABN Finance

We help local tradies, small businesses, and community groups get on the road with tailored finance options. Whether you’re buying one vehicle or building a small fleet, we’ll keep it clear, practical, and tax-effective.

Finance for Visa Holders

Finance options may be available depending on your visa type, employment status, and financial history. The best way to find out what’s possible is to speak with our finance team for a personalised assessment. We’ll take the time to explain your options clearly, without the pressure, and help you move forward with confidence.

Get a Finance Quote Online in Under 8 Minutes

Getting a finance quote online with New Town Toyota takes less than 8 minutes and won't lock you into anything. Just tell us your budget and what you're looking for, and we'll give you a realistic estimate of what repayments might look like - no forms to fill out, no one breathing down your neck. It's perfect if you're just having a look around and want to get a feel for the numbers. Once you've put your details through, someone from our team will give you a call to chat about next steps - but only when you're ready.

Calculate Your Repayment

What Are My Used Car Finance Options

Through Toyota Financial Services, our Business Managers can set you up with a Toyota Access Loan for any Toyota Certified Pre-Owned vehicle, or a Fixed Rate Loan for any quality pre-owned car we've got on the lot. Both options let you decide how much deposit you want to put down, how long you want to pay it off, and whether you prefer weekly or monthly payments.

Want to know more about finance options at New Town Toyota? Let's have a chat and find something that gets you behind the wheel without the stress.

Learn About Your Options

Car Loan vs Car Lease: What’s the Difference?

A car loan and a car lease both help you get behind the wheel, but they work differently. With a car loan, you borrow money to buy the vehicle and make regular repayments until it’s fully yours. A car lease, on the other hand, is more like renting — you make payments to use the vehicle over a set period, then either return it, upgrade, or buy it out at the end. Loans suit buyers who want full ownership, while leases offer flexibility and often lower upfront costs. Not sure which is right for you? Our team is here to help you weigh up the options.

Not sure which option is right for you? That’s what we’re here for. Our team will explain the pros and cons, answer your questions, and give you the space to decide.

See What Our Customers Think

4.1 rating out of 852 reviews

Kiran Thomas

I ordered a part here and the whole process was quick and easy. I placed the order over text, and Mitch made everything clear and straightforward. The part a...

4 days

Teleah Mccreery

I have recently been in the market for a new car and I just have to mention how helpful Paige was over the phone she was so kind and welcoming and honestly h...

6 days

Mark Riolfo

Thorough & professional

12 days

Ste M

New Town Toyota is not the nearest Toyota dealership to me but I found myself there following a poor experience at another Toyota dealership north of the riv...

13 days

Nouranaa Boodoo

My partner and I bought our first new car — our Hilux — from New Town Toyota about a month ago, and we’re so happy with the experience. The team was incredib...

about 1 month

Sydney Madi

We had a great experience at New Town Toyota when purchasing our new Prado. The entire team was professional, pleasant and helpful in making our decisions. N...

about 2 months

Belinda Sheridan

Great service, Great Teams

about 2 months

Sean Collins

Sent a request through for a quote on a part that needed replacing, Christian asked for a bit more detail so I sent him a picture and he sent me a quotation ...

about 2 months

Raelene King

I could not have asked for better service than what i received from Eliyas at New Town Toyota. He was very polite, professional and efficient at each visit. ...

2 months

Malcolm Chen

Thanks to Jamie Hunt and team. Excellent service

2 months

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