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Toyota Access Explained at New Town Toyota

Flexible car finance that’s tailored to your needs

Toyota Access car loans come with a fixed interest rate and locked repayments as standard. Toyota Access also puts you in control of your future if your circumstances change, with trade, keep or return options. Available for new, eligible demo, and Toyota Certified Pre-Owned vehicles. A Toyota Access secured car loan gives you lower monthly repayments and the certainty of a Guaranteed Future Value, so you can live for today while taking care of tomorrow.

A Toyota Access Loan means you can drive the Toyota you want today with the knowledge that the future is taken care of.

Benefits of Toyota Access

  • Lower monthly repayments[F9]than a standard car loan
  • Know the Guaranteed Future Value[F2] of your car
  • Option to trade, keep or return your vehicle when your loan ends
  • Decide on the deposit you want to pay - if any
  • Select a loan term of 3 or 4 years
  • Choose weekly, fortnightly, or monthly repayments

What is Guaranteed Future Value?

The Guaranteed Future Value[F2] is how much your car will be worth to Toyota Finance at the end of your car loan - subject to fair wear and tear and agreed kilometres being met.

This will be based on the length of your loan term and the number of kilometres you drive. It gives you that extra peace of mind of knowing where you'll stand in the future.

Know what’s ahead

It can be worrying not knowing what the future holds. With a Toyota Access Loan, you can see exactly where you’re headed.

Keep your options open

There’s more than one way to end your Toyota Access Loan. We’ll give you all the choices upfront, to do what suits you best when the time comes.

Stay in control

Design your Toyota Access Loan to suit you. You decide on your deposit amount, term length and repayment frequency to calculate your Guaranteed Future Value[F2].

Getting your Toyota Access Loan quote

We give you the power to choose exactly how the life of your Toyota Access Loan will play out. You’re in control every step of the way.

Enter details

Choose a Toyota (new, eligible demo, or Toyota Certified Pre-Owned Vehicle), your deposit amount (if any), the frequency of your repayments and loan term, then estimate how many kilometres you’ll drive.

Calculate repayments

Toyota Finance analysts calculate your vehicle’s Guaranteed Future Value[F2] based on your choices and market data.

Finance breakdown

Using your Toyota Personalised Repayment[F6] and your Guaranteed Future Value[F2], we offer you a competitive fixed rate loan.

At the end of your loan term

You have the choice of three flexible options: to trade, keep or return your vehicle.

  1. Trade in or sell your Toyota: Use the trade-in value or sale price to pay the remaining balance of your car loan.
  2. Keep your Toyota: Simply pay the outstanding balance (including the final payment). Toyota Finance can help you refinance the balance of your car loan if you don't have the cash on hand (conditions apply).
  3. Return your Toyota: Toyota Finance will pay you the Guaranteed Future Value that was agreed on at the start of your loan term and put it towards the remaining balance owing on your account (subject to fair wear and tear conditions and agreed kilometres being met).
See how Toyota Access can help you buy your new, eligible demo or Toyota Certified Pre-Owned vehicles.

[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by T oyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest Charges will be higher if a GFV or balloon final payment is selected.